6 Comments

Good post, you likely underestimate the cost of Govt regulation, years of delays add cost, with the maze of regulations and costs driving any mom and pop builders out of the equation I for one ended my house hunting for a resale house in Toronto once I realized just the land transfer tax would cost $50k+ for a very modest home.

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As far as prof Kershaw he is right, once someone gets on the property ladder they usually are much better off. Few people under 25 own their own homes. Many after owning a home for 25 years have no mortgage. Very few under 30 have no mortgage

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They are right to the extent they protected themselves from the inflation our government creates, which is the real value of home ownership. The home does not rise in value, money falls in purchasing power.

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Only fool would buy a home today.

I plan to move to a mobile cottage for six months then somewhere sunny and warm for the other 6.

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Mobile home land fees can become a major issue, just like condo fees and other issues. The elite mantra is you will own nothing and be happy... many rent cars, they can rent homes too, as many funds buy up detached homes.

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Great article.

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